Browsing: Digitization in Africa

Three leading Ghanaian fintechs; Hubtel, ExpressPay and IT Consortium joined forces to build Ghana government’s portal – a digital services and payment platform for Small Medium Enterprises (SMEs), Startups and citizens to access government services at the click of a button.

Despite being competitors, these tech ventures saw the need to collaborate as a unified front for the Ghana government to entrust them with the building of a national asset in a revenue-sharing arrangement between them and the government, enabling a conducive environment for the delivery of essential government services to consumers and businesses.

This represents a constructive case study on the Public-Private Partnership (PPP) needed to accelerate the digitization agenda in Africa with Ghana setting the pace. The portal currently processes payments for government services offered by the Passport Office, Ministry of Foreign Affairs & Regional Integration, Lands Commission, Food and Drugs Authority, National Service Secretariat, National Information Technology …

Digital ID Africa Financial Inclusion
We can all agree that there is a possibility in the future, for anyone who can’t be digitally identified, the opportunity to access services are slim to none, especially financial services.  

A digital ID is a form of identification where an individual can be known via remote means over digital channels. This features a high degree of verification and authentication, uniquely formed with individual consent and also observes user’s privacy and control over personal data. The latter, user privacy is a matter of a different discussion, but for now, the di...

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